Merchant services in Lehi, Utah

Card processing that’s honest, simple and close to home.

We set up local businesses to take cards in the store, online and on the road. You get clear pricing, good equipment and a phone number that a real person answers.

Rather talk it through? Call (385) 977-6400

Customer paying with a card at a café counter
We acceptVisaMastercardAmerican ExpressDiscoverApple PayGoogle Pay
Reviewing a processing statement
Free statement review

Most owners are paying more than they think.

Processing statements are hard to read on purpose. Send us one month of yours and we’ll mark up every fee in plain English, then show you what it would cost with us.

1

Send a statement

Email a recent monthly statement from your current processor. A photo from your phone works fine.

2

We go line by line

We find your effective rate, the markups and the monthly fees that have crept in.

3

You decide

If switching saves you money, we handle the setup. If it doesn’t, we’ll tell you that too.

When your terminal stops working on a Saturday night, you should be able to call someone who knows your name.

That’s the whole idea behind CardSwipe. We’re based in Lehi and we treat every account like it belongs to a neighbor.

Payment security
Keeping card data safe

Security that’s built in, not bolted on.

Your customers trust you with their card numbers. Every setup we do includes the protections below, and we’ll walk you through the paperwork side.

  • Chip and contactless readers that make counterfeit cards much harder to use.

  • Encryption and tokenization, so card numbers aren’t stored on your devices.

  • Help with PCI compliance, including the yearly questionnaire.

  • Chargeback help when a customer disputes a charge.

Common questions

Before you switch.

How long does setup take?

It depends on your business and equipment, but we give you a clear timeline before you sign anything. We program your devices and train your staff before your first sale.

Do I need new equipment?

Not always. A lot of terminals can be reprogrammed to work with us. If something does need replacing, we’ll explain why and show you the options.

What’s included in the free statement review?

We look at your effective rate, interchange, processor markups, monthly and yearly fees, and equipment costs. You get a plain-English breakdown either way.

How does a cash discount program work?

You post a card price and give customers a discount when they pay cash. Done with the right signs and receipts, it offsets most of your processing costs. We handle the setup.

Can you handle online and mobile payments too?

Yes. Gateways, invoices, payment links, mobile readers and tap-to-pay can all run through the same account.

Talk to a person

Find out what you could save.

Send us a recent statement or give us a call. There’s no cost and no pressure.